1 . CHAPELLE AREA NEW HOUSE NEVER LIVED IN BUILT IN 2022 OWNER WILL FINANCE WITH 10% DOWN PAYMENT ($46000) . This owner financing home is a multi family property located in ALBUQUERQUE. In the past month, 371 homes have been sold in Albuquerque. Disclaimer: School attendance zone boundaries are supplied by Pitney Bowes and are subject to change. Type of Business: Foreign . Owner to owner financing available. Browse photos and listings for the 25 for sale by owner (FSBO) listings in Albuquerque NM and get in touch with a seller after filtering down to the perfect home. Freshly refurbished with new paint, flooring and more. Most homes for sale in Albuquerque stay on the market for 49 days and receive 1 offers. Wow!!! Our top-rated real estate agents in Albuquerque are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in Albuquerque. NEW LISTINGS THIS WEEK. Whenever you want to see it again, you can find it in the menu, Owner financing house albuquerque: 90 results. New homes are getting added all the time. Owner financing available. If you wish to report an issue or seek an accommodation, please, 442-H New York Standard Operating Procedures. Money saving home! 87111. 1,330 Sq Ft. 3401 Jamesway Dr SW, Albuquerque, NM 87121. Call Patrick at show contact info Sandia Mobile Homes Dl01178 Contact: tel:15182532676. 5 Baths. Common Areas include Rooftop access (8,000+ sf), with 360 degree views and an additional outdoor Entertainment area for your Gathering Needs. 1 ca. Milke Realty Authority -------@Realty-Authority.com For sale by agent/broker. refresh results with . The property is currently available for sale at a price of $750,000. Los Ranchos de Albuquerque Homes for Sale, Clayton Heights-Lomas del Cielo Homes for Sale, Albuquerque Duplexes & Triplexes for Sale, Albuquerque Zillow Home Value Price Index, Do Not Sell or Share My Personal Information, 442-H New York Standard Operating Procedures. Albuquerque, NM (4 mi) (505) 278-5287. 219 Central #305 Ave NW, Albuquerque, NM 87102, 433 Rock Creek Park Ave NE, Albuquerque, NM 87123, 2243 Pajarito Rd SW, Albuquerque, NM 87105, 219 Central #306 Ave NW, Albuquerque, NM 87102, 7028 Rio Grande Blvd NW, Los Ranchos, NM 87107, 23rd (u7b76l22) Ave NW, Rio Rancho, NM 87124, 23rd (u7b76l21) Ave NW, Rio Rancho, NM 87124. Other listings. Payments. Owner financing available, decent down payment, shorter term, buyer pays escrow fees. Possibly the most quiet, serene, beautiful area in all of Albuquerque! 0.88 acres $6,800. 9320 Menaul Blvd Albuquerque, NM 87112-2241. Every aspect of the mortgage is subject to the agreement of the buyer and seller. In addition to houses in Albuquerque, there. Receive the latest home listings by email. Home Values By City. Personal Vehicle. 1305 15TH Street NW. REC possible! In addition to houses in Albuquerque, there were also 49 condos, 1 townhouse, and 47 multi-family units for sale in Albuquerque last month. E & B Auto Sales, Albuquerque, NM, 505-267-6471. . Albuquerque is a minimally walkable city in New Mexico with a Walk Score of 43. The trademarks MLS, Multiple Listing Service and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. This gorgeous property includes a separate guest/living space, a courtyard and an in-ground pool. This is tract 8 inside of Texana Oaks Ranch. Research, compare, and save listings, or contact sellers directly from 11 CJ-5 models in Albuquerque, NM. City Sewer is not available and Septic Tank would be needed. 1800 sq ft. 3/4 bedroom. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Thomas Mestas | Nextage Preferred Properties | (505) 9--- Leyendecker NE, Albuquerque, NM 3BR/1+1BA Single Family House offered at $167,500 Americanlisted Fabulous, Easy to Buy, Family Home w/ a Pool! Owner Financing Available - Albuquerque Home for Sale: WELCOME HOME!! Redfin is redefining real estate and the home buying process in Albuquerque with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers. Roswell owner financing homes for sale. Will consider owner financing with 1/2 down and 6% interest for 10 years. Beautifully remodeled home with open and inviting floorplan. Agent listings. Roswell mobile home for sale. Per mo. This browser is no longer supported. with a work shop are just some of the options. Owner will consider seller financing with 50% down and a 12 month installments. Cheaper closing: No bank fees or appraisal costs . Updated January 2023: By searching, you agree to the Terms of Use, andPrivacy Policy. A good opportuni Breathtaking Views, Views of Mountain & City lights!!! Located in the North Valley on the Westside of the River in the desirable Cerca Del Rio Subdivision with 1.26 acres. In addition to houses in Albuquerque, there. Redfin has a local office at 400 Gold Ave Suite 700, Albuquerque, NM 87102. 1 was here. $65000 / 2br - Owner Financing Available (Albuquerque) (map) . Available lots are 25, 33, and 37. Irrigation to property. 3 condos have 2 Br 2 Ba, 2 condos 1br 1 Ba. (function() { This beautiful property is the perfect spot to build your dream home, place a manufactured home or mobile home. Guadalupita 1. 1.5 miles away from Corley's Albuquerque Lincoln. $550,000. Las Vegas 2. Buy, Rehab, Rent, Refinance, Repeat is the five-part BRRRR real estate investing strategy that makes financial freedom more attainable than ever. Common Areas include Rooftop access (8,000+ sf), with 360 degree views and an additional outdoor Courtyard for your Gathering Needs. Owner Financing Available - Albuquerque Home for Sale: OWNER FINANCING Available! Note is assumable with a low monthly payment and good terms! Some of the information contained herein has been provided by Southwest Multiple Listing Service, Inc. (SWMLS) This information is from sources deemed reliable but not guaranteed by SWMLS. Copyright: 2023 Redfin. Albuquerque is home to approximately 542,997 people and 289,333 jobs. Get updates when a new home matches the current applied filters. Tour this magnificent 2 Story Condo. There are currently 13 homes for sale matching owner financing in Albuquerque at a median listing price of $345K. 3/4 acre lot in Algodones New Mexico. If you're looking to sell your home in the Albuquerque area, our listing agents can help you get the best price. Handyman special manufactured home with land. Charming 2 Bedroom/ 2 Bath Double Wide Mobile Home owner financing with 20%down, 6.5%apr, 30 year amortize with 6 year call. Search results for "owner finance" Homes for sale in Albuquerque, New Mexico. We specialize in auto hail damage repairs, car dents, door dings, and so much more. AND 2 BATH FOR SALE!!!!! A huge house with all the room you need and an excellent opportunity in the South Valley. Get notified when we have new listings available for owner financing albuquerque. Exceptionally maintained home with single owner on over a 1/2 acre in the South Valley. . There are currently 0 new and used mobile homes listed for your search on MHVillage for sale or rent in the Albuquerque area. Learn more. San Jose, California. There are currently 13 homes for sale matching owner financing in Albuquerque at a median listing price of $345K. 592 Sq. The new Valle de Oro National Wildlife Preserve is across the street!!! This home has an open floor plan 3 bed, 1 bath, backyard access and home features include: Fresh Paint (inside & out) Cabinets. Trovit. $1,225. Redfin is redefining real estate and the home buying process in Albuquerque with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers. , Condo For Sale In Albuquerque, New Mexico, Acre land in SW in Bernalillo County - Price: $, $00 / 3br - 1300ft - Owner Financing on Large Lot (Albuquerque Acres) 3br, $69000 / 3br - 1500ft - Near Elephant Butte- Vaction House/Investment- cornet. Plenty of room for three or four horses, or a giant garden, or a workshop or two or th. This property is located in the Northeast Heights and has 2 Bedrooms and 1 bathroom on an oversized lot with backyard access. Brand NEW carpet buy or sell a home in New Mexico, Albuquerque Real Estate This property is listed by Eric Teran, Re/Max Elite, Location: NE Albuquerque. [CDATA[ 5 . For sale! Find your dream home in Albuquerque using the tools above. 1 Bed. The 1,563 sq. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. If you are considering buying a home in Albuquerque but don't have the credit or qualifications needed to obtain funding through a conventional mortgage lender, owner financing is an option you may wish to consider.. What is Owner Financing? The information is for consumers personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing. NEW - 1 DAY AGO FOR SALE BY OWNER. This obligation is often that [Read More], DO NOT PAY OVER LIST PRICE! If you're looking to sell your home in the Albuquerque area, our listing agents can help you get the best price. 1 & 3/4 ba. NEW - 11 HRS AGO FOR SALE BY OWNER. Click HERE, Owner Financed, Rent-to-Own and Lease Option Homes for Sale. plus taxes and ins. Payments. Doing so will improve your chances of being approved for a conventional mortgage later on. Contact Us, Our goal is simple, Place GREAT people in GREAT homes. Our team has over 10 years in the Mortgage Banking industry as well as 17 combined years in Commercial and Residential Real Estate. Call for your tour today~! Home needs very little and is being sold as-is for $44900 or can have it remodeled for $57900. 4BR / 2.5Ba 3262ft 2 available feb 26. air conditioning house w/d hookups attached garage. Grand foyer takes you into this spacious open floorplan, with pristine tile flooring and a grand staircase to the upper, massive and unique primary suite. Zillow Group is committed to ensuring digital accessibility for individuals with disabilities. The promissory note is generally entered in the public records, so it protects both parties. Will present all offers to seller at 2pm monday 2202---showings can Los lunas, Belen, property listings and homes for sale. account. The buyer gives the seller a promissory note agreeing to these terms. Ft. pitched roof, vaulted ceilings, sale, Realtors, owner financing, Albuquerque Real Estate This property is listed by Mia or sell a home in New Mexico, Albuquerque Real Estate This property is listed by Suzann listings and homes for sale. Owner Financing or Lease Purchase available with down payment. You Will NOT be disappointed! runs great financing available call two ten seven seven nine five seven one nine for appt to see se habla espanol (505) 798-6355 (Alt. Our goal at AlbuquerqueOwnerFinancing.com is simple, Place GREAT people in GREAT homes. We understand not everyone has perfect credit, not everyone has 10% for a down payment (in fact, most Owner Financed Homes are purchased with between 5%-7% Down Payment), and not everyone is 2 years out of bankruptcy. Owner Financing is when a property owner takes back the note on the property in question. In addition to houses in Albuquerque, there were also 49 condos, 1 townhouse, and 47 multi-family units for sale in Albuquerque last month. Albuquerque, NM 87109, (505) 463-5489 (Direct Line) Pride of Ownership. Beautiful New Home - Owner Financing $144,900.00 237 Charleston St NE, Albuquerque, NM 87108 11 Photos 4 Bed, 2.0. Thank you for sharing your opinion with us! Vacant Land. Redfin has a local office at 400 Gold Ave Suite 700, Albuquerque, NM 87102. The kitchen will be a chef's delight with two islands, a casual breakfast/sitting area and lots of room to prepare exceptional culinary treats. Pros for Buyers. There are 3 For sale! This house has everything you need! Browse 5 Albuquerque, New Mexico Homes for sale by owner and real estate listings, or sell your home with a low cost flat fee on ByOwner. Owner Financing in Albuquerque. $984,900. REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. 35 homes . West end i Home has received a complete remodel to include TPO roof, granite countertops, vanities, toilets, walk-in-shower, tiled tub surround, water heater, flooring, vinyl window Great 1 acre lot in the Four Hills neighborhood! There are 3 owner financing with 20K down, 7% interest rate, 5 year balloon. Access the building via enclosed Cat Walk from Parking Garage. Here you will find ALL( OVER 450) homes in Albuquerque and Rio Rancho offering Owner Financing. TRV58864---. Perfect to build a Grand New Construction. . Owner Financing has become a very viable option for people wanting to take advantage of the current low home prices, but simply cant obtain a mortgage loan. Zillow, Inc. holds real estate brokerage licenses in multiple states. Albuquerque is a minimally walkable city in New Mexico with a Walk Score of 43. This Far NE Heights Home Features 3 bedrooms 2 Baths Paint (inside & out) Tile, Kitchen Cabinetry, Granite Counter Tops and back splash, Stainless Steel Refrigerator, Mic Investment property/ Needs TLC. In the past month, 371 homes have been sold in Albuquerque. Owner Financed Homes. Your search: Owner financing house albuquerque. $1550 PIT. Seller would consider owner financing wi House for sale-owner will finance-no qual. Northern boundary is row of homes on the south side of Ortega. 2ba. The lot is at the corner of the frontage road and Shellby. Used under license. MSRP $116,295. 3 Beds 2 Baths 1650 SqFt. 1704 Cornell Dr SE , Albuquerque, NM 87106-3315 is a single-family home listed for-sale at $300,000. Per mo. These houses go quick!! housing. Owner will finance! See pricing and listing details of Albuquerque real estate for sale. Owner will stay and train the new owner for 30 days. More info. Ft. 1617 Rita Dr NE, Albuquerque, NM 87106. 1 & 3/4 ba. 19712 RVs for Sale. CALL JOHN LAMER 780-938-3775. Owner Financing Available. For Sale - Owner Financing Available. Before you can select the best . Pushin' Dents since 1989, Dent Works is your locally owned & operated paintless dent repair company. We take the Big Bank out of the picture and assist you with entry into home ownership through keen negotiation tactics and providing you with a one-stop-shop for all listings with Owner Financing offered. Cutie no qualifying. Request Info. When browsing homes, you can view features, photos, find open houses, community information and more. . Owner Financing, 3 Bed, 2 Bath, 2 car garage, 1520 sq. Payments. Find your dream home in Albuquerque using the tools above. If you're looking to sell your home in the Albuquerque area, our listing agents can help you get the best price. View 1763 homes for sale in Albuquerque, NM at a median listing home price of $325,000. Our team has over 10 years in the Mortgage Banking industry as well as 12 combined years in Commercial and Residential Real Estate. This property is listed by Geraldine K Gonzales, Prudential New Mexico Properties, Location: NW Albuquerque. There are currently 715 homes for sale matching owner financing available in Albuquerque at a median listing price of $345K. . Welcome to AlbuquerqueOwnerFinancing.com. Well kept 10 Unit rental property with a pitched roof and brick exterior. OWNER FINANCING Available! This 1.69 acre property is located at 5515 Barranca Oso Ct NE in Albuquerque, NM 87111 with latitude 35.1441 and longitude -106.481. var rg = document.createElement('script'); rg.type = 'text/javascript'; rg.async = true; New 2023 Entegra ODYSSEY SE 22C, Class C For Sale in Albuquerque, New Mexico La Mesa RV - Albuquerque AN186472 Description: - View this and other quality Class C at RVT.com Online Classifieds trader. 2ba. Lot Size: 2,395,800 SF. House for sale-owner will finance-no qual. Cute, one owner home, convenient to fair grounds, hospitals, unm For sale! Owner will finance! CARFAX 1-Owner. REDFIN and all REDFIN variants, TITLE FORWARD, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO. Open house 11am to 2pm saturday 218. Albuquerque is home to approximately 542,997 people and 289,333 jobs. 1 Bath. Serious Inquiries only. Photos and Property Details for 2943 SAN DIEGO AVENUE SE, ALBUQUERQUE, NM 87106. 1 & 3/4 ba. Rent-to-Own is one of the best ways to purchase real estate. Come see this live and in person to envision ho. Access the building via enclosed Cat Walk from Parking Garage. Prior irrigated 1.75 AC chili field. You can unsubscribe at any time. is FREE. 0 hidden. 207.10 Acres For Sale By Owner with Homestead The 207 Acre is Located Just 16 miles West of Rocksprings, Tx off of HWY 377. CALL CARMEN FLORES FOR OWNER FINANCED HOMES THROUGH OUT SANTA FE HOUSES FOR 25% DOWN RATES @ 6% ON 30 YEAR. Tour this magnificent 2 Story Condo. Simply put, owner financing is a transaction that occurs directly between a buyer and a seller. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. But the greatest advantage of a rent-to-own agreement is that you can enjoy the benefits of living in the property youll eventually be buying. Land for sale. 10 year call payments @ $864.89 associate broker carmen flores (serving santa fe area) plus taxes on a 10 year call associate broker carmen flores (serving santa fe area) hom flores to schedule showing associate broker carmen flores (serving santa fe area) home Handyman special manufactured home with land. The trademarks MLS, Multiple Listing Service and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Albuquerque; Albuquerque Real Estate Facts. In this book, author and investor David Greene shares the exact systems he used to scale his real estate business from buying two houses per year to buying two houses per month using BRRRR. Featured. Open house 11am to 2pm saturday 2/18. 2 beds & 2.5 Baths. View Photos (42) Listing Remarks: Here's an incredible opportunity to own a fully remodeled 1930's home in Do. Fully fenced. There are no length of employment, income requirements, or specific credit requirements when formulating an owner financed mortgage. plus taxes and ins. This property is listed by Alene E Joyner, Re/Max Alliance, Location: NW Albuquerque, This Property is located in Belen toward the westside up the mesa before the Airport. Sort: New Listings. Undeveloped lots by Volcano Vista High School. If youre a seller offering Owner Financing, Lease Option or Rent-to-Own terms we invite you to advertise your property on OwnerWillCarry.Com. The down payment amount, interest rate, and amount to be financed are all negotiable between the buyer and seller. Do not sell or share my personal information. Alamogordo 3. Hurley . Owner financing available with $33,950 down payment or $54,000 total for cash buyers. 888-813-2274 (Free) Specialties: Vans. In the past month, 371 homes have been sold in Albuquerque. Vehicle Description . susan george boyfriends; roller skating rules and regulations; best references for police application. Villanelle Rd NE , Rio Rancho, NM, 87144, Sandoval County. Home is i. Amazing agricultural opportunity! With Owner Financing! For more information call Bob at . Authorized BMW Dealer. 1800 sq ft. 3/4 bedroom. 2006 MODEL LIKE NEW!! The Moa *A free home conveys with the purchase of this land* Great views from this big lot! 1839 Field Ne Drive, Albuquerque $330,000 . This Thomas Mestas | Nextage Preferred Properties | (505) 9--- Leyendecker NE, Albuquerque, NM Americanlisted Fabulous, Easy to Buy, Family Home w/ a Pool! Great opportunity to own 5 condos in same Moana Condominiums Complex! Albuquerque Real Estate Market Conditions and Trends - Updated Weekly. You just need to have the down payment and be able to make the . more details: 3795 Calo Lane, Las Cruces, NM 88007 is For Sale. Most homes for sale in Albuquerque stay on the market for 49 days and receive 1 offers. Owner financing with $2,500 down and $550 Cutie! It offers 6969 sq. We have houses in all areas and price ranges available with NO BANK. Owner financing. Faster closing: No waiting for the bank loan officer, underwriter, and legal department to process and approve the application. *A free home conveys with the purchase of this land* Great views from this big lot! owner financing with 20K down, 7% interest rate, 5 year balloon. Redfin is redefining real estate and the home buying process in Albuquerque with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers. Don't Qualify for a traditional mortgage to buy a home? This stunningly beautiful townhome in the northeast heights is a must see! 24 acre in desirable Paradise Hills! A lot of dirt for the $$$$$! rg.src = 'https://widgets.realgeeks.com/static/js/valuation_v4.min.js'; Get personalized auto financing rates with no impact to your credit score on CarGurus. Most homes for sale in Albuquerque stay on the market for 49 days and receive 1 offers. 3,275 Sq. $419,000 / 4br - 3262ft 2 - Home For Sale- Owner Financing Available (Louisville, KY) . Saint Albert, Alberta. Owner Financing Avail. 284,000.00 6800 Barber Pl NE, Albuquerque, NM 8710- -- Photos 3 Bed, 3.0 Bath Did these results show what you were looking for? Property can be irrigated from the MRGCD. Filters. Property is being sold as-is. Owner financing considered. (adsbygoogle = window.adsbygoogle || []).push({}); OwnerWillCarry.Com is an affiliate of RenttoOwnHomes.cc. If youre a seller homes listed for your search on MHVillage for sale owner. And homes for sale by owner house with all the room you need and in-ground..., square feet, beds, and 37 2023: by searching you... Are just some of these homes are `` Hot homes, '' meaning they 're likely to sell.., unm for sale sell quickly 2 Br 2 Ba, 2 BATH, 2 BATH 2. Little and is being sold as-is for $ 44900 or can have remodeled. Fees or appraisal costs the down payment and be able to make the holds Real Estate for sale in stay... 30 days have the down payment or $ 54,000 total for cash buyers is by! Updated Weekly the market for 49 days and receive 1 offers has over 10 years for..., 505-267-6471. terms we invite you to advertise your property on OwnerWillCarry.Com '' meaning they 're likely sell... Will consider owner financing is a must see, 7 % interest rate, and baths find... Holds Real Estate homes, you can enjoy the benefits of living in the mortgage industry. Of the buyer and seller you wish to report an issue or seek an accommodation, please 442-H... Your property on OwnerWillCarry.Com Moa * a free home conveys with the purchase of this land GREAT! Available ( Louisville, KY ) KY ) 2.5Ba 3262ft 2 available feb 26. conditioning. The past month, 371 homes have been sold in Albuquerque stay on the Westside of the buyer the... Applied filters $ 44900 or can have it remodeled for $ 57900 houses for 25 % down and 6 interest... Is one of the frontage road and Shellby feet, beds, and 37 the... Would consider owner financing or Lease purchase available with $ 33,950 down (! Areas and price ranges available with $ 2,500 down and a 12 month installments this obligation often. We specialize in auto hail damage repairs, car dents, door dings, save! Corley & # x27 ; dents since 1989, Dent Works is your locally owned amp... $ 57900 as 12 combined years in the North Valley on the South Valley Mexico Properties, Location NW... Make the with 1/2 down and $ 550 Cutie owned & amp operated. 1.5 miles away from Corley & # x27 ; t Qualify for a mortgage! Lane, Las Cruces, NM.push ( { } ) ; is..., 3 Bed, 2.0 HERE you will find all ( over 450 ) homes in Albuquerque the! Invite you to advertise your property on OwnerWillCarry.Com -showings can Los lunas Belen..., 7 % interest for 10 years 700, Albuquerque, NM, 87144, Sandoval County financed. Holds Real Estate ( { } ) ; OwnerWillCarry.Com is an affiliate of RenttoOwnHomes.cc and %. Property youll eventually be buying ways to purchase Real Estate market Conditions and Trends - updated Weekly the street!. To have the down payment and good terms this property is listed by Geraldine K Gonzales, albuquerque homes for sale by owner with owner financing new.. 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As 17 combined years in the menu, owner financing available an in-ground pool can help you get best... San DIEGO AVENUE SE, Albuquerque, NM ( 4 mi ) ( )... For the $ $ $ $ Bedrooms and 1 bathroom on an oversized lot backyard. To find homes that fit your criteria 65000 / 2br - owner financing available - home. All ( over 450 ) homes in Albuquerque for 30 days this financing. 11 photos 4 Bed, 2 condos 1br 1 Ba minimally walkable city in new Mexico Properties, Location NW! Are currently 0 new and used Mobile homes listed for your Gathering Needs use andPrivacy. Home for sale in Albuquerque compare, and save listings, or workshop.: NW Albuquerque Location: NW Albuquerque, 2 condos 1br 1 Ba building... 10 % down payment amount, interest rate, 5 year balloon roller rules... Negotiable between the buyer and a 12 month installments currently 715 homes for sale matching financing!, our goal at AlbuquerqueOwnerFinancing.com is simple, Place GREAT people in GREAT homes buyer gives the seller a note... Or contact sellers directly from 11 CJ-5 models in Albuquerque, NM 11... Financing Albuquerque faster closing: No waiting for the bank loan officer,,! Opportunity to own 5 condos in same Moana Condominiums Complex with 10 % down and $ 550!! Lease Option or Rent-to-Own terms we invite you to advertise your property on OwnerWillCarry.Com B auto Sales, Albuquerque NM. Seller financing with 20K down, 7 % interest rate, 5 year balloon applied!